You are about to make one of the biggest purchases of your life - a real estate property. Why wouldn't you want to know the quality of your asset-to-be? Whether new or old, every property should be inspected prior to purchase. There are basically three reasons for doing so. First, you want to know the true condition of the property and any problems or faults it contains. The second reason is that the pre-purchase report may aff...read more

It's great to own the property you live in. Not only can you decorate the place exactly how you want it, but it's a significant step in becoming financially independent as well. One significant benefit is that you will actually start to systematically save money. Paying rent just sees dollars flow away to the landlord, but paying a monthly mortgage returns the principal portion to your pocket. And with inflation in the picture, y...read more

Put simply, negative gearing is where you borrow enough money on a property to ensure that the total outgoings exceed the income it earns. Outgoings include loan interest on the loan and such things as rates, maintenance, land tax, and insurance. It creates a tax loss, which can be offset against other taxable income in certain cases. Negative gearing is only worthwhile on an investment property which is fully leased. To make nega...read more

A house is the biggest purchase most of us are likely to make and unfortunately a 'road test' is out of the question. However, property inspections can help ensure there are no nasty surprises Building and pest inspection are essential pre-purchase reports. They alert you to any faults in the property or issues of concern, and they also help you negotiate with vendors on price, and budget for repairs should you proceed with the pu...read more

There are two factors to every sale. First, what do you, the seller want to recoup for your property? Secondly, what does the buyer want to pay? Too often sellers consider only the first half of the equation and consequently, find themselves taking too long to sell, losing out on the initial momentum that new listings carry. Like all markets, supply and demand will dictate the sale It all comes down to what the buyer is prepare...read more

While building costs are rising, there are ways to renovate that cut costs substantially. Here are some tips: Hiring an architect who has experience in renovating can save thousands of dollars. They can often find economical ways, for example, to add space with a tight design. Rather than adding a living space, an architect might suggest moving a kitchen to expand the existing living space. Or they might open up the floor plan b...read more

While most land for sale today is contained within huge subdivisions containing hundreds of lots, there are still blocks of land randomly for sale to choose from. Just like buying a house, location is usually the single most important feature when buying land. How close is it to employment centres or a CBD? Is transportation readily available? Of course, your interests mandate. Maybe you like cafes or are a keen golfer. Obviou...read more

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